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Consumer Financial Protection Bureau Issues New FCRA Forms

Published by on October 5, 2012

The Consumer Financial Protection Bureau has assumed the role as the new enforcer of the Fair Credit Reporting Act (FCRA).  The Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 (Dodd-Frank Act) established the consumer bureau.  More after the break. The Bureau has issued revised forms which replace references to the previous enforcer, the Federal […]

The Consumer Financial Protection Bureau has assumed the role as the new enforcer of the Fair Credit Reporting Act (FCRA).  The Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 (Dodd-Frank Act) established the consumer bureau.  More after the break.

The Bureau has issued revised forms which replace references to the previous enforcer, the Federal Trade Commission.  Employers must begin using the revised FCRA forms by no later than January 1, 2013.

The revised forms can be found in 12 CFR Part 1022 (here).  Revised forms are available in the following Appendices:

Appendix K – Summary of Consumer Rights

Appendix M – Notice of Furnisher Responsibilities

Appendix N – Notice of User Responsibilities

You can visit the Consumer Financial Protection Bureau website here.

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